Due to the rising costs of health care, insurance benefits have increasingly become more complex. It is sometimes difficult to determine exactly how much mental health coverage is available. “Managed Health Care” plans such as HMOs and PPOs often require authorization before they provide reimbursement for mental health services. These plans are often limited to short-term treatment approaches designed to work out specific problems that interfere with a person’s usual level of functioning. It may be necessary to seek approval for more therapy after a certain number of sessions. While much can be accomplished in short-term therapy, some patients feel that they need more services after insurance benefits end. It is important to remember that you always have the right to pay for Tracey's services yourself.
Remember, it is you are responsible for the payment of these services, not your insurance company. So make sure you find out exactly what mental health services your insurance policy covers. You should carefully read the section in your insurance coverage booklet that describes mental health services. If you have questions about the coverage, call your plan administrator.
Currently Tracey accepts the following insurance:
- Blue Cross Blue Shield
Soon she will be accepting:
- United Health Care
- Select Health
She will continue to add insurance so check with Tracey if you have another carrier.